Credit Cards are a safe means of paying for items you need whether it’s for a vacation, travel, gasoline, an emergency, or whatever purpose you may have. However, it’s very important to have a credit card that you use for responsible borrowing. One that has no hidden fees. One that has your best interest in mind . . . a HPFCU credit card.

Classic Visa and Classic MasterCard

You can use your HPFCU Visa or MasterCard anywhere the MasterCard or Visa logos are displayed . . . at millions of locations worldwide. These cards offer:

- NO annual fees

- 25-day grace period on purchases

- NO balance transfer fees

- Low rate of 12.50% Annual Percentage Rate

- $100,000 Travel Accident Insurance

- Baggage Delay Benefits

Gold MasterCard and Visa Gold

Offers all the benefits of Classic Cards plus:

- $250,000 Travel Accident Insurance

- Auto Rental Insurance (Visa only)

- MasterCard Exclusive Smart Shopper Benefits including Satisfaction Guaranteed Program, Purchase Assurance®, Extended Warranty, Master RoadAssist® Service, plus more (MasterCard only)

- Lower rate of 9.99% APR

Platinum MasterCard

Offers all the above features plus:

- $1,000,000 Travel Accident Insurance

- Credit Card Registration/Change of Address

- Emergency Message Service

- Auto Rental Insurance

- Year-End Summary of Charges

- Lowest rate of 7.99% APR

Visa Platinum Rewards Card

Enjoy all the benefits of a Visa Platinum Rewards Card including:

- 25-day grace period on purchases

- NO transfer balance fees

- Lowest rate of 7.99% APR

- Low $35 annual fee

- Earn points with every purchase. One point for every $1 in purchases. Max / Year 100,000

- Points Expiration 4 years

- Redeem for travel or redeem for: downloadable tunes, gift cards & great merchandise

Click here for the Visa Rewards site for a full list of items.

Transfer balances to your HPFCU card

If you have high interest credit cards or loans, transfer the balances over to your HPFCU card (up to your credit limit). There are no balance transfer fees and you can start enjoying the lower rate which will save you money.

Extra security for online purchases

To help protect your information when making purchases over the Internet, HPFCU offers members’ the services of MasterCard SecureCode and Verified by Visa. By signing up with one of these services, you will be better protected from unauthorized use.

24/7 access to your credit card information

Access your HPFCU credit card information by visiting GoToMyCard. You can:

- Get account summary & review recent transactions

- View statements

- Make payments

- Plus more

You can also call 800.442.4757 and use the automated system to make your payment or report a lost or stolen card.

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IT’S EASY to sign up for one of our Credit Cards.

Other Services:

Call 800.442.4757 and use the automated system to make your payment or report a lost or stolen card.


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